York PA Real Estate, Listings, Homebuying and Relocation -The Jim Powers Team, REALTORS® - NUMBER1EXPERTS™The Jim Powers Team REALTORS(r) for York County, Shrewsbury and Dallastown, Pennsylvania real estate, new construction - NUMBER1EXPERTS™ The Jim Powers Team NUMBER1EXPERTS(tm) for York County, Shrewsbury and Dallastown, Pennsylvania real estate, new construction
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The Jim Powers Team, REALTOR®, real estate agents and broker for York County, Shrewsbury and Dallastown Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

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Mortgage Prequalification: York County, Shrewsbury and Dallastown Pennsylvania home buying, real estate listings, and homes for sale in York County, PA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top York County, Shrewsbury and Dallastown REALTORS® to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Closing or Settlement >Net Sheet for Sellers

When you consider what price you should accept when selling your home, there are two important factors that will influence your decision. The first factor is the basic sales price. The second, and more important, is the amount you will actually receive from the proceeds at the closing.

Your real estate agent will prepare a seller's "net sheet" showing what your expenses will be. This will aid you in determining who pays what and when. It can help you to focus on the details of the sale.

A seller's expenses will include brokerage fees, real estate settlement fees, title insurance fees and special assessments. In some cases the buyer may ask you to pay some of the loan fees. Local real estate taxes will be pro-rated for you and the buyer, and you may be asked to place funds in escrow for payment of your final water bill. Subtract your mortgage balance any home improvement loans and other liens against the property that will be paid at the closing to come up with your final figures.

Your real estate agent can go over all of these factors with you when you list your home for sale and again as offers come in.

See All Tips In The "Closing or Settlement" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What does the common acronym FSBO (pronounced fizzbo) stand for?

A 
For Sale By Owner. (Between 85 to 95% of existing homes are sold with a Realtor's help.)
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The Jim Powers Team, REALTOR®, real estate agents and broker for York County, Shrewsbury and Dallastown Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

The Jim Powers Team
Prudential Bob Yost Homesale Services

2525 Eastern Boulevard
York, PA. 17402
Office: 717-757-7811
Office: 717-718-8462
Direct: 717-718-8412
Fax: 717-718-2369
Cellular: 717-495-9767
Email: JamesPowers@NUMBER1EXPERT.com

Jim was born and raised in York County and has been a full time, licensed Realtor since 1993. He is a multi-million dollar producer and has received many award for his outstanding achievements for listings and sales in the York County Real Estate Market. Jim's expertise include strong negotiation skills, knowledge of Real Estate Law, contract law and the latest lender financing programs available. Jim and his team have over 20 years of combined experience in all aspects of the real estate market. Jim and his team's ability to service their clients needs, first and foremost, far outweigh the competition.

ABR Equal Housing MLS REALTOR




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