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Our Special Offers: York County, Shrewsbury and Dallastown Pennsylvania home buying, real estate listings, and homes for sale in York County, PA

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Financing Your Home >Financing Clauses

Residential sales agreements usually have clauses referred to as financing contingencies which allow the buyers to declare the contract null and void if they are unable to obtain financing. This may be the most important condition in your contract if you are buying a home, so read the contract carefully before you sign it.

Most financing clauses set a time limit of from 30 to 45 days for obtaining a firm commitment from a lender. They may set deadlines for applying for a loan, and require the buyer's full cooperation in obtaining all the information needed to process your loan. If the loan is not approved by the deadline, it may be necessary to request an extension from the sellers or take specific steps to void the contract and get your deposit money back. Be sure to note all of the financing deadlines in the contract, apply for your loan as soon as possible, and be diligent about providing the lender with any documents that are requested.

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Q	Which hazardous substance is contained in sixty-four million houses and apartments?
A	HUD estimates that 64 million homes and apartments built before 1978 contain lead-based paint.
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See the nation's top rated reports for Schools in York County, Shrewsbury and Dallastown >

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The Jim Powers Team, REALTOR®, real estate agents and broker for York County, Shrewsbury and Dallastown Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

The Jim Powers Team
Prudential Bob Yost Homesale Services
2525 Eastern Boulevard
York, PA. 17402
Office: 717-757-7811
Office: 717-718-8462
Direct: 717-718-8412
Fax: 717-718-2369
Cellular: 717-495-9767
Email: JamesPowers@NUMBER1EXPERT.com
Jim was born and raised in York County and has been a full time, licensed Realtor since 1993. He is a multi-million dollar producer and has received many award for his outstanding achievements for listings and sales in the York County Real Estate Market. Jim's expertise include strong negotiation skills, knowledge of Real Estate Law, contract law and the latest lender financing programs available. Jim and his team have over 20 years of combined experience in all aspects of the real estate market. Jim and his team's ability to service their clients needs, first and foremost, far outweigh the competition.

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